“Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.”
— 2 Corinthians 9:7 (NIV)
When we hear the word tithe, our wallets flinch a little. Maybe you’ve thought, “I can barely make ends meet now — how am I supposed to give away 10%?” Or maybe you’ve given before, but not with a smile.
But what if giving was never about subtraction… and always about connection?
God doesn’t need your money — He wants your heart. The biblical principles of tithing remind us that everything we have is from Him. It’s not a bill or a burden; it’s an act of faith, freedom, and worship.
Let’s get real for a second. When the church service reaches that part where the offering baskets come out—or these days, when the Cash App QR code flashes across the screen—some folks start reaching for their imaginary pockets. Suddenly, everybody forgot their password to the church app. We’ve all seen it.
But here’s the thing: the biblical principles of tithing and generosity were never meant to be a spiritual guilt trip or a religious tax. They’re actually more like faith-filled love notes to God. Not because He needs your money (He is the source, after all), but because He’s after your heart.
Take Malachi 3:10, for example. God says, “Bring the whole tithe into the storehouse… test me in this… and see if I will not throw open the floodgates of heaven.” That’s not a “maybe,” that’s a promise backed by the Creator of the universe. And let’s be honest, who doesn’t want blessings so abundant you don’t have room to store them? (Raise your hand if your closet already looks like a floodgate exploded.)
What Are the Biblical Principles of Tithing?
Biblically, a tithe means a tenth. Not a tip. Not what’s left after brunch and bills. A tenth of your increase. Back in the day, that might’ve meant grain, oil, or a lamb. Today, it means that direct deposit.
Understanding the biblical principles of tithing means knowing it’s not about random generosity — it’s about intentional, first-fruits giving. God set the standard long before modern paychecks, and the heart behind it hasn’t changed.
Now, if you’re cringing at the idea of giving 10% of your income, you’re not alone. It brings up all kinds of questions: Do I tithe off gross or net? What if I’m between jobs? Is God cool with IOUs? The real question isn’t how much, it’s why.
Is your giving an act of reluctant obligation — or joyful trust? Scripture says, “God loves a cheerful giver” (2 Corinthians 9:7). If your tithe comes with grumbling and eye-rolls, it might be time to pause and check in with your heart, not just your bank account.
Heart Check: Honest Giving and the Biblical Principles of Tithing
Let’s not forget our cautionary tale from Acts. Ananias and Sapphira sold property, brought some of the money, and pretended it was all of it (Acts 5:1–11). Their downfall wasn’t the amount—it was the lie. That story reminds us the biblical principles of tithing are about integrity and worship, not performance or optics.
God isn’t looking for “stage-ready” generosity; He’s looking for honest hearts. If giving is more about appearances than obedience, it’s time for a spiritual spring cleaning. The biblical principles of tithing call us to truth, humility, and cheerful trust—because God loves a giver whose heart is aligned with Him (2 Corinthians 9:7).
But What If I’m Broke? Understanding the Biblical Principles of Tithing in Lean Times
We hear you. Inflation is inflating, eggs are still acting brand new, and your rent just crept up again. That’s where we talk about giving beyond the wallet. God isn’t limited to cash, and neither are the biblical principles of tithing.
Got time? Volunteer at your church. Good with kids? Help in the nursery. A killer voice? Join the praise team. Can you bake banana bread that makes people speak in tongues? Sis, start a ministry. Your gifts are your currency, too.
“Do not forget to do good and to share with others, for with such sacrifices God is pleased” (Hebrews 13:16). Whether it’s a meal, a prayer, a ride to church, or a listening ear, generosity isn’t confined to digits and decimals.
Suggested Paycheck/Income Allocation Guide Based on the Biblical Principles of Tithing | ||
Category | Percentage | Purpose |
Tithes | 10% | Give back to God first – your faith foundation |
Pay Yourself | 10% | Build your personal wealth — this is your harvest and reward. |
Taxes | 20% | Uncle Sam always comes to dinner — plan for it. |
Household/ Living Expenses | 30% | Rent/mortgage, utilities, food, transportation — keep the lights on |
Reinvesting / Business | 20% | Fund your dream — business, side hustle, or wealth-generating investments. |
Savings | 5% | Emergency fund, future plans — cushion the unexpected. |
Other (Self-care, Education, Extra Giving, Travel) | 5% | Personal growth, Education, Self Care, Trip, or giving more to bless others |
Note: These percentages can flex depending on your season of life — but the priority and principle stay the same: God first, wisdom always, generosity forever. |
The Real Blessing of Living by the Biblical Principles of Tithing
Now let’s talk blessings. Not the name-it-claim-it, Lamborghini-in-your-driveway kind (though hey, won’t God do it?). Real generosity blesses you in deeper ways:
It stretches your faith — When you give what feels like “too much,” and God still makes a way? Whew. At its core, the biblical principles of tithing are a declaration:
“God, everything I have came from You — and I trust You to provide more.” In Leviticus 27:30, it says, “A tithe of everything from the land… belongs to the Lord; it is holy to the Lord.” Tithing isn’t a tax. It’s a trust transfer. It’s our way of saying, “God, I don’t rely on my paycheck, my business, or my side hustle — I rely on You.”
It breaks greed — The tighter you hold on, the less you trust God. Giving opens that grip. Let’s be real: money can be sticky. It’s easy to start relying on it, hoarding it, or fearing the lack of it. Living out the biblical principles of tithing regularly — and joyfully — keeps us from becoming slaves to our own wallets. It breaks the grip of greed and replaces it with gratitude. Jesus said in Matthew 6:24, “You cannot serve both God and money.” When we give cheerfully, we remind our hearts that money serves us, not the other way around.
It blesses others — Your tithe might fund someone’s groceries, therapy, or ministry launch. Tithes support churches, ministries, missions, and people in need. When we give, we partner with God to advance His Kingdom on earth — from feeding families to planting churches. So yes — tithing is spiritual, but it’s also impactful. It’s a legacy practice that blesses generations.
It invites God in — Every time you give, you’re declaring, “God, I trust You more than my budget.” God desires our hearts, not just our habits; 2 Corinthians 9:7 says, “Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.”
This tells us two things:
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God is not after guilt-based giving.
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He loves when we give from joy, not pressure.
Giving cheerfully shows that our hearts aren’t wrapped up in our money — they’re wrapped up in Him. It transforms giving from a burden into an act of worship.
And as my 93-year-old uncle says (usually while side-eyeing someone being stingy), “His fist is so tight, nothing can get out and nothing can get in.” Let that sink in.
You can’t catch blessings with a closed fist. That posture of holding everything too tightly — your money, your time, your talents — is a fast way to miss out on what God wants to pour into your life. The open hand, on the other hand, says, “Here, Lord. Take what You want — and give what You will.” That’s the sweet spot.
Let’s not forget Luke 6:38: “Give, and it will be given to you… a good measure, pressed down, shaken together and running over.” Sounds like a Holy Ghost smoothie of favor.
Where Do You Start with the Biblical Principles of Tithing?
Baby steps. No need to go from $0 to 10% overnight if you’re still figuring things out.
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Prioritize giving first when budgeting—make it a line item, not an afterthought.
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Automate your giving (apps like Tithe.ly or Pushpay can help).
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Give where your heart is—your church, a local shelter, or a cause like St. Jude or Habitat for Humanity.
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Ask God to show you where He wants you to be generous. Trust me, He’s not shy.
Here’s the truth: generosity isn’t something we “get around to” when we’re rich. It’s a muscle we build now—with whatever we’ve got. Living by the biblical principles of tithing means we start small, stay consistent, and trust God to grow both our faith and our resources.
Pastor Rick Warren shared that he and his wife started out giving more than 10% and over the years increased it until now he gives 91% and lives off 9%. Talk about stewardship—whoa! A little becomes much in God’s hands. Just ask the little boy with a Lunchable of two fish and five loaves of bread that fed 5,000 (John 6:1-14).
So what about you?
Final Heart Check
Are you giving with a cheerful heart—or a clenched wallet? Have you been sitting on your gifts like they’re leftovers for later? Is God calling you to step up, give more, or just start somewhere?
Take a moment to pray. Then look at your budget, your calendar, and your heart. Ask: Where can I give more, love more, serve more? Applying the biblical principles of tithing isn’t just about moving numbers around—it’s about moving your heart closer to God.
And if this challenged you even a little, don’t keep it to yourself. Share it. Start the conversation. Invite others to trust God with their finances, their gifts, their everything.
Because generosity isn’t just a good deed. It’s a lifestyle. One that brings joy, multiplies blessings, and reminds us that God is the real source—always has been, always will be.
Prayer
Father, thank You for being my Provider. Help me to give not out of fear or guilt, but with joy and faith. Teach me to trust You with my finances, and to honor You with my first fruits. Open my heart and my hands, so I may receive all You have for me and bless others along the way. In Jesus’ name, Amen.